Is Thailand or Indonesia better for expat tax?

Both countries have a 35% top income tax rate and both tax foreign income in certain circumstances. Thailand's LTR visa programme provides a concessionary 17% flat rate and full exemption on foreign income for qualifying visa holders. Indonesia has no equivalent regime. Thailand is generally more structured for senior expats with offshore assets.

What are the property rights for expats in Thailand vs Indonesia?

Thailand prohibits foreign land ownership. Condominiums are accessible, subject to a 49% foreign quota per building. Indonesia prohibits freehold title for foreigners and offers Hak Pakai (Right of Use) for up to 80 years. Both markets restrict foreign buyers materially. Neither country is comparable to Malaysia or the Philippines for property access.

Are there QROPS options for British expats in Thailand or Indonesia?

Neither Thailand nor Indonesia has domestic QROPS schemes approved by HMRC. British expats in both countries should retain a UK SIPP or consider a Malta or Gibraltar QROPS, noting the 25% overseas transfer charge applies where the member is resident in a different country from the QROPS jurisdiction. Both countries have UK DTAs providing partial pension treaty relief.

Country Comparison

Thailand vs Indonesia: Expat Finance Side by Side

Tax residency rules, income tax rates, pension access, property restrictions, estate law, and UK double taxation treaties compared for European expats.

Open interactive tool

🇹🇭

Thailand

🇮🇩

Indonesia

Full Thailand guide

Full Indonesia guide

Get the full Thailand vs Indonesia breakdown

One page covering tax, pensions, cost of living, and investment access for both countries.

Try the interactive tool to compare any two countries:

Compare tool

Get started

The comparison shows the structure. A session maps your specific position.

Choosing between Thailand and Indonesia depends on more than the tax rates. Pension jurisdiction, income sources, intended retirement location, and estate planning all affect the right answer for your situation.

Book a Planning Session

No commitment. 30 minutes. Video call.

Thailand vs Indonesia: Expat Finance Side by Side

The comparison shows the structure. A session maps your specific position.

Continue exploring

Thailand Expat Finance Guide

Indonesia Expat Finance Guide

QROPS Explained for Expats

UCITS vs US ETFs for Expats