Financial planning tools and calculators
Decision frameworks, calculators, and reference tools built for the cross-border financial decisions European expats actually face.
Decision frameworks and diagnostics
Interactive tools that help you identify blind spots, compare structures, and think through the right decision framework for your situation.
UCITS vs US ETFs Comparison
US estate tax exposure for non-US persons, dividend withholding differences, accumulating share classes, and why fund domicile matters for expats.
Open tool → 🌳Pension Decision Tree
Work through whether to transfer a UK DB or DC pension, leave it deferred, or draw down in place. The key variables, in order of priority.
Open tool → 🔍Expat Blind Spots Diagnostic
Identify the most common structural gaps for your country of residence: tax exposure, pension risk, investment inefficiency, and estate planning gaps.
Open tool → 🏛️Regulatory Check by Country
Which regulatory frameworks apply to your financial products and adviser in your country of residence. MAS, SC, OJK, BOT, and Labuan FSA coverage.
Open tool → 📋Expat Finance Quiz
A short assessment covering your country of residence, pension position, investment structure, and tax exposure. Get a personalised gap analysis.
Take quiz → 🌏Country Comparison Tool
Compare the tax treatment, pension rules, and investment environment across Malaysia, Singapore, Thailand, Vietnam, and Indonesia side by side.
Compare countries →Financial calculators
Model specific decisions: CETV values, state pension entitlements, and retirement income projections from different asset bases.
CETV Estimator
Estimate the cash equivalent transfer value of a defined benefit pension using salary, accrual rate, years of service, and current gilt yields. A starting point, not a formal valuation.
Open calculator → 🏛️UK State Pension Calculator
Model your qualifying years, the cost of voluntary Class 2 and Class 3 NI contributions, and the pension income recovered. The arithmetic case, clearly stated.
Open calculator → 📈Retirement Income Planner
Project retirement income from SIPP drawdown, state pension, investment portfolio, and offshore bond withdrawals. Model different withdrawal sequences and tax treatment by jurisdiction.
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